Terms of Service
Effective Date: June 1, 2026
1. Acceptance of Terms
By accessing or using stonebridgeirx.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site. These terms apply to all visitors, subscribers, and users.
2. Not Investment Advice
All content on this Site — including research reports, analysis, scorecard ratings, price targets, and commentary — is provided for informational and educational purposes only. Nothing on this Site constitutes investment advice, a recommendation to buy, sell, or hold any security or asset, or a solicitation of any investment. Robert Ajhar is not registered as an investment adviser, broker-dealer, or financial planner with any regulatory authority.
3. Subscriptions & Billing
- •Subscriptions are billed on a monthly or annual basis and auto-renew unless cancelled.
- •You may cancel your subscription at any time from your account dashboard. Cancellation takes effect at the end of the current billing period.
- •We reserve the right to change pricing with reasonable notice.
- •Refunds are issued at our discretion on a case-by-case basis.
4. Intellectual Property
All content on this Site — including IRX Scorecard™ reports, research articles, analysis, graphics, and methodology — is the exclusive intellectual property of Stonebridge IRX Research. You may not reproduce, redistribute, sell, or republish any content without prior written permission. Paid subscribers may download content for personal, non-commercial use only.
5. Prohibited Uses
You agree not to:
- •Share login credentials or subscription access with unauthorized parties
- •Redistribute or resell research content
- •Use the Site for any unlawful purpose
- •Attempt to gain unauthorized access to any part of the Site or its systems
- •Scrape, copy, or systematically extract content without permission
6. Disclaimers & Limitation of Liability
The Site is provided "as is" without warranties of any kind. We make no warranties regarding the accuracy, completeness, or timeliness of research content. To the fullest extent permitted by law, Stonebridge IRX Research and Robert Ajhar shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
Investing involves significant risk, including the possible loss of principal. Past performance is not indicative of future results.
7. Governing Law & Disputes
These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration rather than litigation, to the extent permitted by applicable law.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. We will provide at least 30 days notice before discontinuing the service.
9. Contact
Questions about these Terms: robert@stonebridgeresearch.com
